General Liability policies (GL), UAV coverage is now a standard part of the policy, covering institutions for damages sustained by use of drones (weighing less than 55 pounds) for purposes beyond research and education, such as roof inspections and aerial promotional videos. For drones used for research and education purposes, UE’s coverage is unchanged, addressing UAVs weighing up to 100 pounds.

The UAV coverage addressed through the GL policy does not require underwriting and does not come with specific premium charges. It provides insurance up to the GL limit of liability.